Healthcare benefits, retirement plans, and insurance provide essential security for nonprofit organizations, their employees, and their families.

These programs safeguard staff well-being while strengthening organizational resilience, ensuring nonprofits can continue fulfilling their missions. By leveraging collective resources and accessing preferred programs, nonprofits can secure tailored benefits and risk management solutions designed specifically for their needs.

Comprehensive Employee Benefits

Supporting employee health is critical to sustaining productivity and mission impact. Offering competitive benefits not only attracts and retains talent but also demonstrates organizational commitment to staff. Nonprofits can access affordable, flexible plans that may include:

• Dental and vision coverage through national and regional networks
• Voluntary and employer-paid healthcare options for individuals and groups
• Specialized support for employees with unique healthcare needs
• Hearing savings programs and telehealth services, including 24-hour teledentistry
• No waiting periods for most plans

These benefits keep employees engaged, healthy, and focused on serving their communities—ultimately strengthening nonprofit outcomes.

Retirement and Financial Security

Retirement planning is another vital component of employee support. Affordable, competitive retirement solutions help staff feel confident about their financial futures, while executive benefits, financial planning, compliance support, and employee education enhance these offerings. Providing retirement programs demonstrates long-term investment in employees, boosting loyalty and reinforcing organizational stability.

Insurance and Risk Management

Nonprofits face unique risks depending on their mission and operations. Specialized insurance solutions protect assets, leadership, and staff while controlling costs. Key coverage areas often include:

• Workers’ compensation
• Cyber liability
• Directors & Officers liability
• Professional liability
• Property and casualty coverage

Risk management services such as workplace safety programs and advisory support help nonprofits proactively minimize exposure and ensure organizational resilience.

Managing Unemployment Costs

Unemployment insurance is often a hidden but significant expense for nonprofits. Traditional options—state unemployment taxes or self-insurance—can be costly or risky. Today, reimbursement financing models allow nonprofits to save up to 60% compared to state programs while gaining budget predictability and insurance protection. Additional services may include:

• Professional claims management and fraud detection
• Fixed annual costs for financial certainty
• Stop-loss coverage and surety bond posting
• HR tools such as live advice, training courses, and handbook builders

These strategies reduce uncertainty, free resources for mission-driven work, and simplify unemployment claims management.

Advisory and Consulting Services

Beyond benefits and insurance, nonprofits can access advisory services to strengthen operations and workforce strategies. Offerings may include HR compliance support, employee engagement initiatives, workplace wellness, business consulting, and technology solutions for benefits administration. Leadership and board-specific advisory services also help organizations remain efficient, compliant, and strategically aligned with their missions.

A Holistic Approach

Together, benefits and risk management solutions provide nonprofits with a comprehensive platform for protecting staff, reducing financial risks, and sustaining long-term growth. By prioritizing employee well-being, retirement security, insurance protection, and compliance, nonprofits create stronger internal teams and greater external impact.

Ultimately, a proactive approach to benefits and risk management does more than control costs—it strengthens the organization itself, ensuring nonprofits remain focused on what matters most: serving their communities and advancing their missions.